And something lit up within me.
At the time, I was writing about how automating my money flow takes away my lack of self control and discipline because it made saving and investing so easy and convenient.
It brought one thing to my attention. I have one sinking fund that is not automated ie I don’t have any savings automatically going into this account.
This is my Antarctica fund, as separate to my Travel fund.
I had set up the Antarctica fund at the end of 2020 as a way of making my dream of visiting Antarctica more real. It is one of my goals for this decade (2 years down, 8 to go). Plus I’d asked to tag along with Frogdancer Jones on her trip.
Visiting Antarctica is expensive! And my travel fund has to pay for other more immediate travel especially to London to visit family.
Initially, I automated savings into this account. But it conflicted with other priorities, namely home maintenance and I stopped the automation.
So the only savings going into this account now was earnings from Octopus Group surveys plus cash back from purchases using Cashrewards.
When I saw @gofrombroke’s instagram post about a Roll the Dice challenge, I decided to try it.
Every morning, I roll the dice digitally and whatever number came up, I transferred the dollar amount into my Antarctica account.
Amazingly, it was fun and I only forgot a couple of mornings. I then made it up by rolling twice the next day and transferred both amounts.
So far after 28 days, I have transferred $194!
I had a bit of cash flow problem on the second week and had to wait for my pay to hit the bank account before I could transfer that day’s savings.
But overall, I haven’t suffered or felt deprived in any way.
While $194 is not an earth shattering amount, it is much more than what I thought I’d be able to transfer monthly.
So what should I do now? Automate that amount monthly?