Delaying happiness … or not … with my veggie garden

Lettuce growing in veggie garden


In the personal finance community, we often read and write about delayed gratification. We choose to pay off our debt and are big on saving for the future; having a nest egg for our retirement, early or otherwise.

We weigh our intentions to purchase carefully – do I really need this? Is it something I truly value? How will it add value to my life?

This increased mindfulness on my spending habits is great – it allows me to spend money on what I value as I struggle with frugality.

However, sometimes I worry that we work so hard at saving for our future that we deny ourselves happiness and fulfilment in the present. I worry that not only are we saving up our money to use in the future but we are also saving up (read … delaying) our happiness – waiting to experience joy and happiness in the future when I … (fill in the blanks).

Since discovering FIRE, I have tried to balance the two – it is absolutely crucial to save for my future self  but it is equally important to be happy and fulfilled now. If that means I have to spend some money exploring and pursuing activities that bring me joy now instead of waiting until I reach FI and retire, then I am OK with it.

A case in point is my foray into gardening recently, specifically a vegetable garden.


Gardening is one skill that I admire in others but alas, a skill that I sorely lack! After all, I can kill parsley. And even my mint, which everyone tells me grows like a weed is attacked by something hungry. 

‘Holey’ mint – slowly recovering …


I love beautiful gardens – somehow the natural beauty of flowers and foliage appeal to me greatly. I am often distracted in my walks around the neighbourhood by other people’s thriving gardens. And often stop to admire a plant or flower or landscape design.

But more than that, I have always wanted a vegetable garden. I want to eat veggies fresh from a garden, grown by myself so I know exactly what has been used to grow them. I always have this romantic vision of harvesting my veggies just before I cook them into some sensational dish.

When I first moved into my own home, I was initially excited to research what plants I can grow. I don’t have much space so I need to be sure the plants are right for the conditions. I was so disappointed that there wasn’t a suitable area to plant a vegetable garden. My home is shaded by other buildings or trees on neighbouring properties. Vegetables need sunny exposure.

And gardens need love and time …

Both of which I am sad to say, I did not have to bestow. I was too busy working. Soon, I could not keep up. And in order for my garden not to look neglected and attract complaints from neighbours, I hired a gardener. Who did a brilliant job of maintaining the garden.

I soon lost interest – so long as my plants are healthy and flowering, I am satisfied. Besides, I hardly spend any time outside – I am embarrassed to say that my sliding door to the backyard was stuck for years. Every now and then, I was happy to look outside and enjoy seeing my flowering camellias or clivias.

I told myself that I would learn how to garden when I retired. That I was too busy earning a living, that my spare time was too precious to spend in the garden. Once again, just like my finances, I relegated gardening to the too hard basket and life drifted on.

Then I discover FIRE …

and start exploring why I want to achieve financial independence and retire early. And quickly arrive at the conclusion that I should explore activities now before I retire instead of just working hard towards a future goal. I don’t want to arrive at retirement, exhausted and burnt out.

Plus after tracking my expenses for a year, it surprises me that my gardener’s fees and new fences and new plants last year is one of my highest spending categories.

So I now decide that I need to be more hands on with doing some maintenance myself and slowly cut back on my gardener.

But dare I dream of a vegetable garden?

Once again, I look around my garden and lament the lack of a suitable spot for a vegetable garden. I whinged to a friend who took a minute to think laterally then suggested –  ‘how about the front of the house? You do get some sun exposure out the front.’

I was stunned. Not once in the sixteen years since I moved in, have I ever considered the front of the house. Never, ever. You don’t plant vegetables in front of your house! Everyone knows that! I do have a rosemary bush near my front door. My neighbour once commented that it was a strange place to plant rosemary, so goodness knows what she thinks of a vegetable garden at the front of the house.

So … now the question arose – should I pursue this possibility? Dare I pursue this possibility?

Raised garden beds – wicking beds

The area in question where my friend suggested for a veggie garden can best be described as a parking spot for a visitor’s car, situated between the neighbouring unit and mine. The space belongs to me so there is no question of objection from my neighbour.

Because the area is concreted, I need raised garden beds – with a ‘floor'(base). There are so many available on the market these days. And thanks to increased apartment living, there are many smaller units designed for balconies.

Then I discover the existence of wicking beds – a real game changer! It is basically a raised garden bed with a water reservoir at the bottom and soil at the top to grow the vegetables. The roots ‘wick’ the water up from the reservoir when they need it, much like when you put the tip of a paper towel in water and water ‘wicks’ up the paper towel.

The water reservoir needs filling once a week only (and not even this much when it has been raining these wintry months) with excess water draining out of the overflow outlet.

This literally solves my anxiety of having to water my veggies daily. I usually come home from work late at night and just want to hole up inside.

The cost of establishing a vegetable garden

This is after all a personal finance blog so yes, the costs matter 🙂

Once I decide a wicking bed is my veggies’ best chance of survival, it’s a matter of deciding whether to buy a fully installed one or build it from scratch.

Since I do not have a DIY bone in my body (another skill that I will have to learn)  and reading about all the things that can go wrong with making your own wicking bed, I decide to buy a fully installed one.

But if you want to make your own, feel free to check this out.

I bought 2 beds – 1.2m x 1.2m and 600cm x 1.2m, fully installed – ie they deliver the beds and set up the water reservoir with lining, scoria, soil and compost, fully ready for planting veggies. In addition, I got them to install a system whereby I can throw over a net to keep out birds and the dreaded cabbage moths that can decimate my plants.

Wicking bed set up


I bought and planted the following: broccolini, cauliflower, beetroot, carrot, snow peas, lettuce, boy choy and chinese cabbage (wombok). Plus I had sprouting garlic and spring onions so planted those too.

Wicking beds with netting, set up and installation – $940

Vegetable seedlings – $35

So total cost – $975

While it has not been cheap to set up, another friend who is way more experienced in gardening and who has set up wicking beds from scratch reckon that it was a good deal as I saved a lot of heartache and time. Specifically of hauling bags of potting mix, compost and manure needed to fill the beds; and if not set up properly, the pain of uprooting plants, shovelling soil etc to get to the water reservoir to fix piping or blockage etc. All of which she has done and swear never again!

I did save on delivery fee ($65) as they had a Mother’s Day promotion.

And the proof is in the pudding, right?

After just 5 weeks …

So, to be clear, the only maintenance I do after planting the seedlings is add water at the inlet pipe once a week and water with a liquid seaweed treatment (2 – 3 caps of Seasol in 9L water) every fortnight. How simple is that? Even a black thumb like me could cope with it.

And the results? Speak for themselves, don’t you think?

From garden to bowl


Yay, success! Finally, I have tasted veggies planted by myself! And drumroll please … they were sensational, haha! Crisp and sweet.

Final thoughts

I did initially balk at the set up and installation cost of the wicking beds. But I really am not a DIY person at all. And traditional beds (which would have been much cheaper to set up) require too much effort and time to maintain – not the right ‘season’ for me at the moment. Plus I am not much of a gardener.

But the JOY(!!!) it has brought me and my close friends is immeasurable – we have all oohed and aahed over the weekly progress, waiting with bated breath to see if the seedlings will establish. Who knew seeing veggies grow would be so fulfilling and rewarding and just … delicious?

I am so very glad that this project has not turned out to be a disaster. It was and still is a big experiment. It is early days, after all.

What I am most happy about is that I did not delay this experiment until I retired – I would have missed out on so much anticipation, excitement and happiness!  The other side benefit? It forces me to go outdoors more often – the veggies need a daily inspection!

I look forward to many more happy times of planting and eating my veggies, of watching them grow and be productive.

Have you started any hobbies or projects now instead of waiting until you retire?






12 Replies to “Delaying happiness … or not … with my veggie garden”

  1. What’s the set up with the netting? How is it constructed?
    I’m having huge problems with birds digging into my mulch in my wicking beds to get the worms, so I want to protect them.
    Your netting looks much neater than mine.

    1. One way to set up hoop supports for netting is to use pipe clamps to attach ~6″ pieces of PVC pipe that are larger than the PVC you’re using for the hoop. Then you can slip one end of your 8′ piece on each side of the bed and easily remove them if you need to. There are also clips that will help hold the netting to the pipe if you have issues with it blowing away.

      I’ve been so bad about remembering to water vegetables that I haven’t grown any successfully for years but I want to clean up that part of the yard and start to grow the things that we eat a lot of. I’m considering wicking beds for the ease of watering and because I have a weed in the yard that is nearly impossible to eradicate back there.

      1. Thanks, Thomas for the netting instructions – I am really bad at DIY so had it installed by the wicking bed people.

        I love the wicking bed system – honestly, only once a week watering and since it’s been raining a lot, the reservoir is quite full and some weeks, water overflows almost immediately. I love my travelling so it’ll be easy for my friends to drop in once a week for 10 minutes to look after the veggies. And I haven’t encountered a weed yet!

    2. Oh no! My friend told me it was imperative to get something to protect the veggies – hers were first decimated by cabbage moths then now by a mouse, she thinks.

      My set up was from the wicking bed people – they set it up for me -as my eyes glazed over when my friend told me to get pipes and clamps from Bunnings …

      But they look like water hoses bent into shape – I just throw the netting (provided) over the top and use a brick on each corner to hold the netting in place. It is really easy to undo one corner and water, harvest etc

      Thomas’ answer below makes more sense!

    1. Ha ha! That describes me too. But the wicking bed is a game changer – my veggies actually look healthy and now my problem is they are too crowded as they grow – how was I to know that every seedling would grow?? I thought some would surely die! And now I don’t have the heart to pull them out …

  2. A good book to look at is One Magic Square for gardening. It teaches you how to maximise your small space. Gardening has a special spot in my heart, it really is the best therapy!

    I’ve been working on my backyard, my front yard is next. Those roses are all getting ripped out and fruit trees and veggies going in!

  3. Oh … good on you! I’m not at that stage yet – still love my roses.

    Thanks for the book recommendation – will check that out – need all the help I can get 😉 I am finding gardening to be very therapeutic

  4. Nice! I’ve had trepidations about putting my fruit trees and vegies out the front of the house, but you’ve challenged that thought.

    You’ve got a nice setup. If I could redo my garden again I’d definitely go for self watering beds. Less maintenance overall.

  5. My neighbour’s unit blocks the view of my veggie garden from the street so you can’t actually see it until you drive down my driveway.

    Definitely appreciate the less maintenance with once a week watering – much easier to ask a friend to check in once a week when I am away on holidays

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Where can I send your
Monthly FIRE Goals Plan?

By signing up, you’ll also be added to my newsletter

You can unsubscribe any time, I promise.